Disclaimer and Terms of Use
What the information on this site is, what it is not, and the terms you agree to when you use Kansas Long Term Care.
The pages on this website are here to help you understand long-term care and long-term care insurance. Please read the points below before you rely on anything you find here.
Educational information, not advice
Everything on this site is general educational information. It is not personalized financial, tax, insurance, or legal advice, and it does not take account of your own goals, finances, or health. Your situation is unique, so speak with a licensed Kansas agent, and with your own tax or legal professional, before you act on anything you read here.
Not an offer of insurance
Nothing on this site is an offer to sell insurance or a solicitation to buy it, and nothing here binds any insurer. Coverage, eligibility, and pricing are set by the insurer and by a licensed agent after a full application and underwriting review. Any figure or example shown is for illustration only and is not a quote or a promise of what you will pay.
Work with a licensed agent
Kansas Long Term Care is a licensed insurance agency staffed by licensed Kansas producers. A policy decision should be made with a licensed agent who can review your specific circumstances. Reading this site is not a substitute for that conversation.
Accuracy and program details
We work to keep the information here accurate and current, and where we cite a care cost or a government program figure we name the source and the date we checked it. Even so, laws, program rules, and costs change, and we cannot guarantee that every detail is complete or up to date at the moment you read it. Confirm anything that matters to your decision with the issuing body or a licensed professional.
Links to other sites
Some pages link to outside resources, such as state agencies and neutral counseling programs, for your convenience. We do not control those sites and are not responsible for their content, accuracy, or privacy practices. A link is not an endorsement.
Limitation of liability
You use this website at your own risk. To the fullest extent the law allows, Kansas Long Term Care is not liable for any loss or damage arising from your use of the site or from reliance on the general information it contains.
Terms of use
By using this site you agree to use it lawfully and not to disrupt it, misuse the forms, or attempt to access parts of it you are not authorized to reach. The text, layout, and design of this site belong to Kansas Long Term Care or its licensors and may not be copied or reused without permission.
Changes
We may update this disclaimer and these terms from time to time. The version posted on this page is the one that applies when you use the site.
Contact us
Not sure whether something on this site applies to you? Reach a licensed Kansas agent by phone on (913) 555-0100, or write to leads@kansaslongtermcare.com.